Are you applying for a credit card for the first time? Having a credit card will open many doors for you, especially if you’re trying to prepare to make big purchases, like buying a car or taking out a mortgage. Here are a few things you should know about smart credit card usage to prepare you for the future. Always Pay it Off First, make sure that you always pay off your credit card. This is one of the most essential steps of having a credit card. Even though having a credit card might feel like you have free money to spend, paying more money on your credit card than you have in savings can be a dangerous habit. If you don’t pay off your credit card, you can be penalized. Your credit score will drop, showing lenders that you aren’t very good at keeping up with payments. Also, your credit card might get revoked and it might be more difficult to get another credit card in the future. As a good rule of thumb, try to use your credit card like a debit card. Try to only purchase things that you have the money to pay for each month as your…
Solar Investments to Surpass Oil Production in 2023, IEA Predicts
Global investment in solar energy is predicted to exceed oil production for the first time in 2023, attracting over $1 billion a…
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Rising Crime and Organized Theft Take a Toll on Retailers like Target and Walmart
Retail giants such as Target and Walmart have been grappling with a growing issue that is eating into their profits: rising organized…
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Your Guide to the IRS’s Plan for an Online Tax Filing System
The IRS is shaking things up with plans to develop an online system that allows taxpayers to file their returns directly with…
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The Impact of AI Tools Like Chat GPT: A Paradigm Shift in the Industry
Artificial Intelligence (AI) has emerged as a transformative technology with the potential to revolutionize various industries, and the financial markets are no…
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Retail giants such as Target and Walmart have been grappling with a growing issue that is eating into their profits: rising organized theft and crime. As both companies report their first-quarter earnings, it becomes evident that the impact of these…
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House Speaker Kevin McCarthy has expressed optimism that the White House and Republican negotiators can reach an agreement to prevent a potentially catastrophic default on U.S. debts. However, his optimism hasn’t reassured financial analysts, as the U.S. was recently placed…
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On May 25, 2023, the U.S. Food and Drug Administration (FDA) approved Paxlovid, the first oral antiviral pill for treating mild-to-moderate COVID-19 in high-risk adults. This is a major development in the fight against COVID-19, as Paxlovid marks the fourth…
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An opportunity for a full-ride to law school seemed to be a perfect turn of events, yet Michelle Benecke found herself unable to accept. The military, recognizing Benecke’s potential, proposed to cover all expenses for her to attend law school,…
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The online classifieds industry is on the cusp of a revolution, thanks to the pioneering work of software engineer Kenneth Yuan. Yuan is spearheading the integration of OpenAI’s ChatGPT into mobile applications, with a focus on creating more efficient and…
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Amid a flood of predictions and anticipations, the Supreme Court recently provided a decisive ruling on Twitter v. Taamneh and Gonzalez v. Google, two landmark cases that centered on tech giants’ responsibility—or lack thereof—for terrorist-related content hosted on their platforms.…
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Have you ever thought about a dream job that’s flexible, straightforward, and offers an attractive income? Imagine earning a hefty paycheck while working from your favorite coffee shop, or even from the comfort of your own home. Sounds unreal, right?…
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An Innovative Solution to Mammography Accessibility Radiology stalwart Dr. Ryan Polselli observed an issue in the breast imaging industry that seemed to be getting overlooked. Amidst the scramble to improve imaging efficacy by marginal percentages, the fact that many women…
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A Swift Rise to the Top Andrew Pravlik, known for his extensive investment expertise, has recently ascended to the position of CEO, President, and Managing Partner at Pittsburgh Financial Group. Bringing in three decades of experience to the table, Pravlik…
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New England has seen few educational leaders like Gil Traverso, whose impactful career in education spans nearly three decades. As a person of color in leadership roles within Connecticut and Massachusetts, he represents an exclusive 1% of such leaders in…
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Jeep owners, take note. Stellantis, the parent company of Jeep, has issued a recall affecting nearly 220,000 Jeep Cherokee SUVs across the globe due to a potential fire hazard. The affected models are from the 2014 to 2016 production years.…
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As per a recent AP News release, the European Union is taking decisive steps to regulate the burgeoning crypto sector. The EU’s comprehensive package of cryptocurrency regulations, known as Markets in Crypto Assets (MiCA), received the green light from member…
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The IRS is shaking things up with plans to develop an online system that allows taxpayers to file their returns directly with the government, free of charge. This initiative is set to disrupt the traditional process which often involves commercial…
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Tesla’s CEO, Elon Musk, sparked intrigue during the company’s annual shareholder’s meeting of 2023, dropping hints about two upcoming electric vehicles (EVs) and confirming that one of them is already under construction. Musk stressed, “I want to underscore that we’re…
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A Brief Glimpse into 7K Metals Welcome to the captivating world of 7K Metals, a renowned company offering unique opportunities for individuals interested in collecting rare and valuable coins, as well as investing in precious metals. At 7K Metals, the…
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New You Spas, under the strategic leadership of Oxana Nourse, is pushing the boundaries of the non-invasive anti-aging industry. With over two decades of experience in the beauty realm, Oxana and her expert team are devoted to delivering personalized, superior…
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Artificial Intelligence (AI) has emerged as a transformative technology with the potential to revolutionize various industries, and the financial markets are no exception. As AI tools like Chat GPT continue to advance, it is poised to profoundly impact how financial…
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In the remote and underserved Commonwealth of the Northern Mariana Islands (CNMI), a dedicated oncologist by the name of Dr. Peter Brett has been making a remarkable difference. Having relocated to the tropical island of Saipan in 2019, Dr. Brett…
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